OpenBill Pro
Does OpenBill Pro charge gateway fees on UPI payments?
No. OpenBill Pro puts a dynamic NPCI UPI QR code on each invoice with 0% MDR and zero gateway fees, so the payment goes directly to the shop's bank account. The customer pays through their own UPI app — GPay, PhonePe, Paytm, CRED or BHIM — and there is no middleman taking a cut on that payment. This is a key difference from many billing tools that route payments through a gateway and charge a percentage. For a small shop, keeping the full payment matters, and it is one of the reasons OpenBill Pro is priced as a simple monthly plan instead.